Social Services Professional Liability Insurance
Products available
- Professional Liability
- Combination General Liability/Professional Liability
Target market
- Cerebral Palsy centers
- Drug & alcohol treatment
- Mental health counseling facilities
- Outpatient counseling facilities
- Hospice
- Hotlines
- Meals on wheels
- Halfway homes
- Homes for unwed mothers
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- Homes for battered women
- Group homes
- Crisis centers
- Teen runaway homes
- Mentally handicapped
- Foster care
- Adoption agencies
- Handicapped centers and others
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Product highlights
- Defense Costs in addition to the limits
- Incident Sensitive Trigger
- Separate Towers of Liability
- General Liability offered on both Occurrence Form and Claims Made
- Multiple options for Tail coverage
- Coverage provided for ancillary medical staff automatically
- Coverage for independent contractors
- Direct Patient Physician coverage
- Sexual Abuse and Molestation coverage
- Hired & Non-Owned Auto
- First Dollar coverage up to $500,000 SIR
- In House Claims Manager.
Limits
Up to $5 million per claim
Up to $10 million total policy aggregate
Program parameters
Primary coverage available
Minimum premium $2,500
Product offerings are underwritten through the following companies: Catlin Speciality Insurance Company, Catlin Insurance Company, Inc., Catlin Insurance Company (UK) Ltd and the Catlin Syndicate (2003) at Lloyd's of London.
